<span>A bank was originally ..a. bench set up in the marketplace for ... exchange of money. In a commercial sense, a bank is .an.. establishment where money is received on
deposit to be repaid on demand or at notice, as may be arranged, and where
loans are negotiated, bills discounted, and general financial business
transacted. The main functions of..a. modern commercial bank are:
• to receive money on current accounts repayable on demand, or on deposit
accounts repayable subject to an agreed notice;
• to lend money by granting loans and overdrafts or discounting bills
of exchange and promissory notes.
Apart from these two chief functions – linking up lenders and borrowers of
capital – the bank performs many other functions:
• .obtaining and giving information as to the financial standing of
customers:
• transferring funds for payments or investments;
• making foreign currency transactions;
• issuing letters of credit, drafts and travellers' cheques;
• undertaking duties of. agents, trustees and guarantors;
• performing leasing and factoring operations and others.
A very important part of any efficient banking system is an interbank market.
Some banks get more deposits than requests for loans, and vice versa. The
interbank market smoothes out these imbalances by providing a way for a bank
with too many deposits to pass them on toa bank with too many loan requests.
In London there are different interbank markets for different currencies and for deposits with different maturities. Of these, the Eurodollar interbank market is particularly important, and LIBOR (the London interbank offered rate) is the key dollar rate for all the world's international borrowing and lending.</span>
Let me introduce myself. My name is Igor. I’m sixteen years old. I’m at 10-th grade. I’m tall, slender, dark-haired boy with blue eyes.I live in Kiev. I have a brother and a sister. My elder brother Sergey is twenty, he studies at the Kiev National University, and he will be a lawyer. My younger sister Olga is ten, she studies at school. By the way, we have one more member of our family, cat Ryzhik. We love him very much.My Mum is forty-two, she is a Spanish teacher. My Dad is forty-five, he is a computer programmer.My grandparents are already retired. My Grandma likes gardening, and Grandpa likes fishing. They live in our city and visit us at weekends.I have many friends. We spend a lot of time together. We play football, volleyball, basketball. In summer we like swimming in river and lakes.Besides school, I go in for sports. I play tennis. It’s exciting game, and I like it very much. Sometimes I take part in different tennis competition.Soon I will graduate a school and I have to choose a profession. However, I have many interests and hobbies, for example, sports, travelling, music, so it’s not so easy to choose an occupation. My parents want me to be a computer programmer, like my Dad.But I’m not sure because I’m not very good in mathematics. I like computer games, I like to surf the Net, to communicate with people in different social nets and forums. I even have my own blog. But I don’t want a computer programming to be my profession. Also I like tennis, but I don’t want to be a professional sportsman. You can ask me, why? Because I have another passion!I’m fond of travelling so I’d like to work for a tour company. I dream to visit all countries throughout the world and to see all sightseeings and great places. I hope my dreams will come true!О себеРазрешите представиться. Меня зовут Игорь. Мне шестнадцать лет. Я учусь в 10-м классе. Я высокий стройный парень с темными волосами и голубыми глазами.Я живу в Киеве. У меня есть брат и сестра. Моему старшему брату Сергею 20 лет, он учится в Киевском национальном университете; он будет юристом. Моей младшей сестре Ольге 10 лет, она учится в школе. Кстати, у нас есть еще один член семьи — кот Рыжик. Мы его очень любим.Моей маме 42 года, она учитель испанского языка. Моему папе 45 лет, он программист.Мои бабушка и дедушка уже на пенсии. Моя бабушка любит ухаживать за садом, а дедушка любит ловить рыбу. Они живут в нашем городе и приходят к нам в гости по выходным.У меня много друзей. Мы проводим вместе много времени. Мы играем в футбол, волейбол, баскетбол. Летом мы любим плавать в реке и озерах.Помимо школы я занимаюсь спортом. Я играю в теннис. Это увлекательная игра, она мне очень нравится. Я принимаю участие в различных соревнованиях по теннису и иногда выигрываю призы.Вскоре я закончу школу и должен буду выбрать профессию. Но у меня много интересов и увлечений, например, спорт, путешествия, музыка, поэтому выбрать профессию мне будет нелегко. Мои родители хотят, чтобы я был программистом, как папа.Но я в этом не уверен, потому что не очень хорошо знаю математику. Мне нравятся компьютерные игры, я люблю путешествовать по Интернету, общаться с людьми в различных социальных сетях и на форумах. У меня даже есть собственный блог. Но я не хочу, чтобы программирование стало моей профессией. Я также люблю теннис, но не хочу быть профессиональным спортсменом. Вы спросите, почему? Потому что у меня есть другое сильное увлечение!Я люблю путешествовать и поэтому хочу работать в туристической компании. Я мечтаю побывать во всех странах мира, увидеть достопримечательности и интересные места. Надеюсь, мои мечты сбудутся!Про себе
1) yesterday Mum bought somethings for me. but i don't know what it is.
2) It was and he соuldn't see anything .
3)He saw nothing because it was night.
4)There are many books on the table, but i don't know how many.
5)Were there some toys in box& - Yes, there were some .
6) Did you see anything in the field& - No, i saw nothing there
7)The boy didn't ask me to help him mare a chair
8)A cat came into the house
9)There was a bread on the table and i asked Mum to gove me it.
<span>10) Is there any coffee in the cup? - No, there isn't. There is some milk in IT</span>
These people live in a rural area.
We were just an urban family.
Birds lived in nests in the suburbs.
I live in the biggest city of Russia.
All the town dwellers were out today in the center.
Russia is the biggest country in the world.
Living in the countryside is fun.
My neighbor is washing his car at the moment.
She was a community leader.
Hello, ХХХ!
Thank you for your letter. I know how busy you are at university and I
appreciate your writing to me such a long letter.
I can understand
the problems you are having with your sister. I got the impression that she is
not an ideal person to share a flat with, but none of us is.
I live with
my family. I have a father, a mother, and a younger brother. There are four of
us living in a two-bedroom flat. I often wish I lived alone and didn’t have to
live with them. My brother and I sleep in one room, our parents sleep in the
other. My brother is quite a noisy sleeper – he snores loudly and it can’t be
helped. My parents are unhappily married and they often have awful rows. They
throw things on the floor and shout at each other.
There can
be many reasons for our conflicts. My brother and I go to school; our parents
work from morning till evening. We all get tired by the evening. We have to spend
our days dealing with people, and not all of those people are nice. Naturally,
we become irritated and even frustrated. Most family conflicts come from
misunderstanding: it is not always clear who is supposed to do what at home. My
mother keeps reminding us that she is not a housemaid, my father is always
tired, and my brother is quite useless for anything other than playing computer
games.
I can give
you a piece of advice: be patient. Our problems are temporary ones. They may
seem serious, but they aren’t really. Try talking to the people you live with,
they may be brought round to your point of view. Try listening to what they
have to say, there may be something in it. Try finding some common ground, it
may be a basis for a possible compromise.
Avoid
quarrels, never be rude to your people and don’t answer back. Your relatives
don’t really mean to insult you; they are just tired and frustrated. Everyone
will be sorry in the morning.
<span> I look forward to hearing from you soon,
yours XXXXX</span>
